Most people don’t have a money problem.
They have a structure problem.
Whether you are charging by the hour and wondering why you feel exhausted, accepting whatever rate someone offers because you never decided your floor, or running three income streams with no idea which one is actually making you money, the problem is not what you are earning.
It is that nobody ever told you how to build it.
The 3 Revenue Rule
After running workshops and audits with this community, a pattern emerged. Not how much people earn. Which types of income every portfolio career actually needs.
There are three.
1. Time-based income.
Consulting. Day rates. Retainers. Hours for money. The most common. Also the most fragile. When you stop, it stops.
You need one. Not five.
The community uses: consulting, fractional roles, coaching retainers
2. Leverage-based income.
One effort, many people. A course. A talk. A piece of content. This is where the real freedom lives.
You need one. Not a vague plan to “do something digital one day.”
The community uses: workshops, digital products, speaking
3. Anchor income.
The stream that holds everything else up. Predictable. Recurring. The one that means you can say no to the bad stuff.
You need one. Not a spreadsheet you update when you remember to panic.
The community uses: advisory retainers, NED fees, fractional contracts
Everything else is noise.
The question is not how much you earn. It is which category each stream belongs to. And whether you actually have all three, or just three versions of the same one.
“You are not under-earning. You are under-structured.”
From the community: real income streams, real people.
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Consulting. Writing. Advisory. Founder.
She was doing three times the work for the same rate she agreed to when she was doing one. She had not renegotiated. She had not even noticed. Until she mapped her revenue against her hours and saw it in black and white.
She is renegotiating this month.
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Consulting. Content. Speaking. Advisory in progress.
She started with one client at a rate she picked because it felt safe. A year later she had three clients, twice the work, and the same rate. She had never renegotiated. Not because she did not deserve more. Because she had never decided what her floor was.
She now has a floor. She has held it twice. Both times, she got what she asked for.
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Fractional. Advisory. NED. Speaking.
Fifteen years of senior leadership. Left a role she had outgrown. Took on consulting immediately. Declined a full-time CEO offer to protect the portfolio. Day rate: £2,000.
What surprised her most about the portfolio career? That the hardest part is not finding the work. It is knowing what the work is worth. And holding that number in the silence.
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What is your revenue structure?
I want to feature more of you in the next issue. Real streams. Real rates. Real frustrations.
Three questions. Reply here.
- How many income streams do you have right now?
- Which one takes the most time? Is it the one that pays the most?
- What is the one stream you wish you had but have not built yet?
Or take the full Money Method audit. Takes 3 minutes. Honest answers only.
👉 https://tally.so/r/eqxrQq
One more thing.
The Money Method launches next week.
It is the part of The Portfolio Method that helps you map your revenue architecture, find your floor, and stop leaving money on the table.
Try it free for 7 days. No card required.
See you next Sunday.
June x